Organised By
BII World
Arab Financial Services

Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment ecosystem. Today, AFS is the region’s leading digital payment solutions provider and fintech enabler, offering cutting-edge technologies, scale and reach for a broad range of digital payments needs. 

AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across the Middle East and Africa region. AFS is a Principal Member of Mastercard and Visa. The company is regulated by the Central Bank of Bahrain (CBB), licensed by the CBB as Ancillary Services Provider and Payment Services Provider and licensed by the Central Bank of Egypt (CBE) as a Payment Facilitator / Payment Services Provider. 

AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers debit, credit, and Islamic card processing, merchant acquiring, fintech, and a suite of state-of-the-art value-added services. Providing the highest quality payments solutions that are trusted by businesses, AFS has offices and data centers in Bahrain, Egypt, Oman, and the UAE. 

The emphasis that AFS places on innovation has positioned the company as a driving market force, delivering a rich portfolio of payment solutions including popular digital mobile wallets, customer orientated Merchant Acquiring services, Bahrain’s leading digital payroll solution, global contact centers and much more. 

Trusted by businesses across the region AFS has been recognized as the “Most Innovative Payments Solutions Provider – 2023” by MEA Finance, “Best Regional Paytech Provider Middle East – 2023” by CFI, “Best New Digital Payment Solutions Provider Egypt – 2023” and “Best Payment Solutions Provider Bahrain – 2023” by International Business Magazine, “Most Innovative Payment Solution Provider for MSME’s Bahrain & Oman – 2023” and “Most Innovative Digital Payroll Provider Bahrain – 2023” by Global Business.