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BII World
Sina Kamagate

Sina Kamagate

Executive Director, Retail Banking


Sina was appointed the Executive Head, Retail Banking in GCB Bank Plc in January 2024. Prior to this, he was the Chief Internal Auditor of the Bank. He joined GCB Bank in 2020 and has over fifteen (15) years of demonstrable experience in key areas in banking. His experiences cut across Finance, Treasury, Trade finance, External Audit and Assurance Service, Internal Audit, Internal Control amongst others.

His work life started with GCB Bank as an Intern and subsequently as National Service Person, he moved to International Commercial Bank (now FBN Ghana) and left after two (2) years to Ernst & Young Chartered Accountants where he worked in the financial services team. He left in 2013 to join Fidelity Bank and was instrumental in the implementation of a risk-based approach for the internal audit function. He left in 2014 to UMB Bank to set up the Internal Control Department which has grown to be a key department in the bank. In 2018, Sina re-joined Fidelity as he went up the corporate ladder and was appointed as the Head of Audit in charge of Head Office until April 2020.

He is a Chartered Accountant (ICA), A Chartered Banker (CIB) and a Fellow of the Institute, a Chartered Information Systems Auditor (CISA) and holds distinction in ACI (Operations). He also holds Master of Research in Finance and a first-class Accounting Graduate of University of Ghana Business School. Sina is also a graduate of the Senior Executive Programme (SEP) of the London Business School.

He is a subject matter expert in Finance of International Trade, IFRS, Treasury Management, Internal Control, Auditing and Risk Management. He is a Faculty Member at the National Banking College in the Risk, Regulation and Banking Operations departments. He is a lecturer at the Chartered Institute of Bankers on part time basis in Finance of International trade. He also lectures in Risk Management, Corporate Governance and Treasury Management. He is a Council Member (Governing Board) of the Chartered Institute of Bankers and chairs the Finance Committee.